Privacy Policy

1. What this policy covers

Swish is a personal bookkeeping app. You can use it without registering with a name, email address, phone number, or social profile.

The app creates an anonymous Firebase identifier so cloud features can work. That identifier is not a public profile and is not used for advertising.

2. Information we process

3. How we use information

• Save, sync, restore, export, and delete your bookkeeping records.
• Provide subscriptions and verify access to paid features.
• Secure the app, prevent abuse, and maintain service reliability.
• Answer support requests you choose to send.
• Measure feature use only after you agree to optional analytics.
• Meet legal obligations and protect our rights or users.

Exports use the iOS share sheet. We do not upload an exported file to our server unless you choose a destination that does so.

4. Analytics and your choice

Firebase Analytics is disabled by default. The app asks once before enabling it. Declining keeps collection disabled.

If you agree, analytics may include feature interactions, app lifecycle events, purchase events, an app instance or device identifier, and an approximate country or region inferred from an IP address. It does not include precise GPS location.

Our analytics events do not include your bookkeeping content, anonymous cloud user ID, or custom event details. Advertising storage, ad personalization, and cross-app tracking remain disabled.

You can change this choice anytime under Usage Analytics in the app’s Settings. Turning it off stops future analytics collection from the app.

5. Cloud storage and service providers

We use a small number of providers to operate Swish. They process information under their own terms and privacy commitments.

Your cloud records and related technical data may be processed in countries where these providers operate.

6. Sharing, sales, and tracking

We disclose information only to providers needed to run the app, when you direct an export, when law requires it, or when needed to protect users and the service.

This support site contains no advertising, analytics, or behavioral tracking scripts. Browser Do Not Track signals do not change the site because those tools are not present.

7. Retention and deletion

Your local and cloud records remain available while you use the app. You can erase them from Settings → Data Management. Erasing data removes local and cloud records and deletes the current anonymous app identity.

Deleting app data does not cancel a subscription or erase Apple’s transaction history. Subscriptions stay connected to your Apple Account and can be managed in Apple’s subscription settings.

Purchase records may be kept as needed to verify access, prevent fraud, resolve disputes, and meet legal obligations. Analytics and provider security logs follow the applicable provider settings and retention practices. Support emails are kept only as long as reasonably needed to answer and maintain a record of the request.

8. Your choices and privacy rights

Depending on where you live, you may have rights to access, correct, delete, restrict, or receive information about personal data. You may also object to certain processing or withdraw consent.

• Turn optional analytics on or off in the app’s Settings.
• Export your records with the app’s export tools.
• Erase local and cloud records in Data Management.
• Contact us to ask a privacy question or exercise a legal right.

EEA, United Kingdom, and similar regions

Where applicable, we process data to provide the service you request, based on your consent for optional analytics, for legitimate interests such as security and support, and to meet legal obligations. You may complain to your local data protection authority.

California

If California privacy law applies, the categories processed may include identifiers, customer records and financial information, commercial information, internet or electronic activity, coarse geolocation, and support correspondence. Sources include you, your device, Apple, and Firebase. We use and disclose these categories for the purposes described above.

We do not sell or share personal information for cross-context behavioral advertising. We do not use sensitive personal information to infer characteristics about you. We will not discriminate against you for exercising an applicable privacy right.

9. Other important terms

International processing

Information may be transferred to and processed outside your country. We rely on provider safeguards and lawful transfer mechanisms where required.

Children

Swish is not directed to children under 13. We do not knowingly collect personal information from a child under 13. Contact us if you believe a child has provided information.

Security

We use reasonable technical and organizational safeguards. No storage or transmission method can be guaranteed completely secure.

Changes

We may update this policy when the app, our providers, or legal requirements change. The date at the top shows the latest revision.

10. Contact

1. 適用範圍

Swish 是個人記帳 App。你不必用姓名、電子郵件、電話或社群帳號註冊。

App 會建立匿名 Firebase 識別碼，讓雲端功能正常運作。它不是公開個人檔案，也不會用於廣告。

2. 我們處理哪些資料

3. 資料使用方式

• 儲存、同步、還原、匯出及刪除記帳記錄。
• 提供訂閱，並驗證付費功能權限。
• 保護 App、預防濫用及維持服務穩定。
• 回覆你主動寄出的客服需求。
• 取得同意後，衡量功能使用情況。
• 履行法律義務，並保護服務與使用者。

資料匯出使用 iOS 分享選單。除非你自行選擇會上傳的目的地，否則我們不會把匯出檔上傳到伺服器。

4. 使用分析與你的選擇

Firebase Analytics 預設關閉。App 會先詢問一次，取得同意後才會啟用。拒絕後會維持關閉。

同意後，分析資料可能包含功能互動、App 生命週期、購買事件、App 執行個體或裝置識別碼，以及由 IP 推估的國家或地區。它不含精確 GPS 位置。

我們送出的分析事件不含記帳內容、匿名雲端使用者識別碼或自訂事件細節。廣告儲存、廣告個人化與跨 App 追蹤都維持關閉。

你可隨時在 App 設定中的使用分析變更選擇。關閉後，App 會停止後續分析收集。

5. 雲端儲存與服務供應商

我們只使用少數供應商維持 Swish 運作。他們會依各自條款與隱私承諾處理資料。

你的雲端記錄與相關技術資料，可能在這些供應商營運的國家處理。

6. 分享、出售與追蹤

只有在維持 App 運作、依你的指示匯出、法律要求，或保護使用者與服務時，我們才會揭露必要資料。

支援網站沒有廣告、分析或行為追蹤程式。因為沒有這些工具，瀏覽器的 Do Not Track 訊號不會改變網站行為。

7. 保存與刪除

你使用 App 期間，本機與雲端記錄會持續提供使用。你可到設定 → 資料管理清除資料。清除後會刪除本機、雲端記錄與目前的匿名 App 身分。

刪除 App 資料不會取消訂閱，也不會清除 Apple 的交易記錄。訂閱仍綁定 Apple 帳戶，需到 Apple 的訂閱設定管理。

購買記錄可能因驗證權限、防止詐欺、處理爭議或法律義務而保留。分析資料與供應商安全記錄，依供應商設定與保存政策處理。客服信件只保留至合理完成回覆與留存需求為止。

8. 你的選擇與隱私權利

依你的所在地，你可能有權查詢、更正、刪除、限制處理或取得個人資料資訊。你也可能有權反對特定處理，或撤回同意。

• 在 App 設定開啟或關閉使用分析。
• 使用 App 內工具匯出記錄。
• 在資料管理清除本機與雲端記錄。
• 聯絡我們提出隱私問題或行使法定權利。

歐洲經濟區、英國及類似地區

適用時，我們為提供你要求的服務而處理資料。選用分析依你的同意處理。安全與客服依正當利益處理。其他資料可能為履行法律義務而處理。你可向所在地的資料保護主管機關申訴。

加州

若加州隱私法適用，處理類別可能包含識別碼、客戶記錄與財務資訊、商業資訊、網路或電子活動、概略位置及客服通訊。來源包含你、裝置、Apple 與 Firebase。用途與揭露方式如本政策所述。

我們不會為跨情境行為廣告出售或分享個人資料。我們不會用敏感個人資料推斷你的特徵。你行使適用的隱私權利時，不會受到差別待遇。

9. 其他重要條款

跨境處理

資料可能傳送到你所在國家以外處理。法律要求時，我們會依賴供應商保障與合法傳輸機制。

兒童

Swish 不是為 13 歲以下兒童設計。我們不會在知情狀況下收集 13 歲以下兒童的個人資料。若你認為兒童提供了資料，請聯絡我們。

安全

我們採取合理的技術與管理保護措施。但任何儲存或傳輸方式都無法保證絕對安全。

政策變更

App、服務供應商或法律要求變更時，我們可能更新本政策。頁面上方日期代表最新版本。

10. 聯絡方式